TERMS OF USE

These Terms of Use ("Terms") represent a contract between you and Namsoft Advisors, LLC and our affiliates ("Namsoft", "we", "us" or "our") governing your use of the Namsoft website and online platform ("Platform") and any advisory, administrative, operational, and reporting services made available by Namsoft through the Platform from time-to-time (the "Services").

You must be at least eighteen (18) years of old and a U.S. resident in order to use the Services.

As a condition of your use of the Platform, you agree to comply with all of the terms and conditions in these Terms at all times. The terms include any Terms to resolve disputes by arbitration on an individual basis.

You also agree to comply with the following policies and agreements, which are attached as exhibits and incorporated into these Terms:

• Acceptable Use Policy (Exhibit A)
• Consent to Receive Electronic Disclosures (Exhibit B)

You also acknowledge receipt of the Namsoft Privacy Policy which is attached as Exhibit C to these Terms.

In order to gain access to the Namsoft investment advisory services, you will also need to execute an Investment Advisory Agreement with Namsoft which governs the advisory relationship between you and Namsoft. To the extent of any conflict between the terms of such Investment Advisory Agreement and the terms of these Terms, the terms of the Investment Advisory Agreement will control.

You will also be subject to any agreements and terms of use or similar documents made available to you by third parties that provide services in relation to your Namsoft account and the Services, and you agree to abide by all such agreements and terms of use.

We may revise these Terms and any/or of the policies and agreements listed above from time to time. The revised version will be effective at the time we post it, unless otherwise noted. We reserve the right to amend these Terms at any time without notice, subject to applicable law. By continuing to use our services after any changes to these Terms become effective, you agree to abide and be bound by those changes. If you do not agree with any changes to these Terms, you must close your Namsoft account immediately.

Opening a Namsoft account

Accounts for individuals are intended solely for the personal use of such individuals.

In order to open an account, we may, in our discretion, require submission of information to verify the identity of the user for business or regulatory purposes. You consent to our sharing of information with third parties in order to verify your identity.

All information that you provide must be complete, accurate and truthful. You must update this information whenever it changes.

You authorize us to make inquiries, whether directly or through third parties, that we consider necessary to verify your identity or to protect you and/or us against fraud, money laundering, terrorist financing or other financial crime, and to take any action we deem necessary based on the results of such inquiries.

When we carry out inquiries, you acknowledge and understand that your personal data may be disclosed to identity verification, compliance data recordation, credit reference, fraud prevention, or financial crime agencies and that these agencies may respond to our inquiries in full. You can review our Privacy Notice to obtain more information about how we process your personal data.

We may also require you to submit additional information about yourself, provide additional records or documentation, or have face to face meetings with representatives of Namsoft.

Until your information and identity has been verified, you will not be able to access Namsoft's investment advisory services.

We reserve the right in our sole and absolute discretion to deny you the right to open an account with Namsoft.

However, even after we open an account for you, we reserve the right to close, suspend, or limit access to your Namsoft account and/or the Services in the event that, after reasonable enquiries, we are unable to obtain information about you required to verify your identity.

Entity accounts are intended solely for the use of the entity named on the account. The person opening or accessing an entity account represents and warrants that:

• The entity is duly organized, validly existing, and in good standing under the laws of its jurisdiction of organization;
• The person opening the account has full power and authority to open and operate the account on behalf of the entity and to bind the entity to these Terms;
• The opening and operation of the account has been duly authorized by all necessary corporate, partnership, or other entity action;
• All information provided regarding the entity, its beneficial owners, and authorized representatives is complete, accurate, and truthful.

We may require you to provide documentation to verify the entity's existence, authority, and beneficial ownership, including but not limited to: articles of incorporation or organization, operating agreements, partnership agreements, corporate resolutions, certificates of good standing, employer identification numbers, and government-issued identification for beneficial owners and authorized signatories.

You must provide information regarding all beneficial owners of the entity as required by law and our policies, and immediately notify us of any changes to beneficial ownership or authorized signatories.

The entity and each person acting on its behalf agrees to indemnify and hold harmless Namsoft from any claims arising from unauthorized account access or actions taken by persons purporting to act on behalf of the entity.

Accessing your Namsoft account

To access your Namsoft account, you must have the necessary equipment (such as a computer or smartphone) and access to the internet. Your Namsoft account can be accessed directly using the Platform or by such other mode of access (including APIs) as we may prescribe from time-to-time.

You are responsible for obtaining the data network access necessary to use the Services. You are responsible for acquiring and updating compatible hardware or devices necessary to access and use the Services and the Platform. Namsoft does not guarantee that the Namsoft Services, or any portion thereof, will function on any particular hardware or devices. The Services may be subject to malfunctions and delays inherent in the use of the internet and electronic communications.

You are only permitted to access your Namsoft account by using the Access credentials we provide to you for such purposes. We may require multi-factor authentication to keep your Namsoft account safe and secure.

You must ensure that any Namsoft account registered under your name will not be used by any person other than yourself, other than in accordance with these Terms.

You are responsible for taking appropriate action to protect your hardware and data from viruses and malicious software, and any inappropriate material. Except as provided by applicable law, you are responsible for backing up and maintaining duplicate copies of any information you store or transfer through the Namsoft Services. We are not responsible for any claim or Losses (as defined below) resulting from your failure to comply with this provision.

At all times, you shall maintain adequate security and control of all of your Access credentials. You are responsible for taking the necessary security measures to protect your Namsoft account to keep your Access credential secure, including by:

• strictly abiding by all of our policies and procedures;
• creating a strong password and maintaining security and control of your Access credentials;
• keeping the email account and telephone number provided to us up to date in order to receive any notices or alerts that we may send you;
• never allowing remote access or sharing your computer and/or computer screen with someone else when you are logged on to your Namsoft account;
• remembering that under no circumstances will we ask you to share your passwords or 2-factor authentication codes; and
• logging out from the website or the Platform at the end of each visit.

You must keep the email account and Access credentials secure against any attacks and unauthorized access. You must notify us immediately if you have knowledge or have reason for suspecting that the security of your email account has been compromised or if there has been any unauthorized use of your email account.

It is important that you monitor your Account history to ensure any unauthorized or suspicious activity on your Namsoft account is identified and notify us immediately upon discovery of any unauthorized or suspicious activity. You acknowledge that any security breach may result in unauthorized access to your Namsoft account by third parties.

If you suspect a security breach, you must ensure that:

• we are notified immediately at hello@runplutus.com and continue to be provided with accurate and up to date information throughout the duration of the security breach; and
• you take any other steps that we may reasonably require to reduce, manage or report any security breach.

We reserve the right to request, and you agree to provide, any and all information and documents we deem relevant or necessary in connection with an actual or suspected security breach, and may provide such information to any third party that we deem necessary in order to resolve any security breach.

Review of Account Activity

We may review account activity at various times. This review checks for, among other things, suspicious or illegal activity and whether your account complies with these Terms. In connection with our review process, you may be required to provide us with additional information and/or documentation to verify your identity.

Reviews may result in account limitation, suspension or termination.

Use of Cookies and Tracking Technologies

When you access or use the Platform and Services, we and our third-party service providers may use cookies, web beacons, pixel tags, and other tracking technologies (collectively, "Cookies") to recognize you and/or your device(s) and to collect information about your use of the Platform and Services.

Cookies are small data files that are stored on your device when you visit a website. We use Cookies to:

• Authenticate your identity and maintain your logged-in state;
• Remember your preferences and settings;
• Analyze usage patterns and improve the functionality and performance of the Platform;
• Detect and prevent fraud and security risks;
• Provide customer support; and
• Deliver targeted content and marketing communications.

You may be able to refuse or disable Cookies by adjusting your browser settings. However, if you choose to disable Cookies, some features of the Platform and Services may not function properly or may be unavailable to you.

For more information about our use of Cookies and your choices, please review our Privacy Policy.

Collection and Use of Geolocation Data

We may collect and use information about your geographic location through GPS, IP address, or other location-based technologies when you access or use the Platform and Services. We collect geolocation data to:

• Verify your identity and compliance with eligibility requirements;
• Detect and prevent fraudulent activity and unauthorized access;
• Comply with applicable legal and regulatory requirements;
• Improve the functionality and security of the Platform and Services; and
• Provide location-specific features and content.

By using the Platform and Services, you consent to our collection, use, and sharing of your geolocation data as described in these Terms and our Privacy Policy. You may be able to disable location tracking through your device settings, but doing so may limit your ability to access certain features of the Services or may result in suspension or termination of your Namsoft account.

We reserve the right to deny access to the Platform and Services if we are unable to verify your location or if your location indicates that you are accessing the Services from a jurisdiction where such access is prohibited or restricted.

Restricted Activities

In connection with your use of the Services or your Namsoft account or in the course of your interactions with us or third parties, you must not:

• Breach these Terms (or any policies or agreements incorporated herein) or any other agreements between you and us;
• Violate any law, statute, ordinance, or regulation (for example, those governing financial services, consumer protections, unfair competition, anti-discrimination or false advertising);
• Infringe our or any third party's copyright, patent, trademark, trade secret or other intellectual property rights, or rights of publicity or privacy;
• Create or control more than one personal account for yourself without our express authorization through, among other methods, using a name that is not yours, using a temporary email address or phone number, or providing any other falsified personal information;
• Provide false, inaccurate or misleading information;
• Refuse to cooperate in an investigation or provide confirmation of your identity or any information you provide to us;
• Control an account that is linked to another Namsoft account that has engaged in any of these restricted activities;
• Use the Services in a manner that results in or may result in complaints or disputes;
• Have any amounts owed to us;
• Take any action that imposes an unreasonable or disproportionately large load on our website, software, systems (including any networks and servers used to provide any of the Services) operated by us or on our behalf or the Services;
• Facilitate any viruses, trojan horses, malware, worms or other computer programming routines that attempts to or may damage, disrupt, corrupt, misuse, detrimentally interfere with, surreptitiously intercept or expropriate, or gain unauthorized access to any system, data, information or Services;
• Use an anonymizing proxy; use any robot, spider, other automatic device, or manual process to monitor or copy our website without our prior written permission; or use any device, software or routine to bypass our robot exclusion headers;
• Interfere or disrupt or attempt to interfere with or disrupt our website, software, systems (including any networks and servers used to provide any of the Services) operated by us or on our behalf, any of the Services or other users' use of any of the Services;
• Take any action that may cause us to lose any of the services from our Internet service providers, payment processors, or other suppliers or service providers;
• Use the Services to make excessive or unexplainable transactions;
• Circumvent any of our policies or determinations about your Namsoft account such as temporary or indefinite suspensions or other account holds, limitations or restrictions, including, but not limited to, engaging in the following actions: (a) attempting to open new or additional Namsoft account when your Namsoft account has been restricted, suspended or otherwise limited; (b) opening new or additional Namsoft accounts using information that is not your own (e.g. name, address, email address, etc.); or (c) using someone else's Namsoft account; or
• Harass and/or threaten our employees, agents, or other users.

Actions We May Take if You Engage in Any Restricted Activities

If we believe that you've engaged in any restricted activities, we may take a number of actions to protect ourselves, our users and others at any time in our sole and absolute discretion. The actions we may take include, but are not limited to, the following:

• Terminate these Terms, limit your Namsoft account, and/or close or suspend your Namsoft account immediately and without penalty to us;
• Refuse to provide the Services to you in the future;
• Limit your access to our website, software, systems (including any networks and servers used to provide any of the Services) operated by us or on our behalf, your Namsoft account, or any of the Services;
• Update inaccurate information you provided us;
• Take legal action against you; or
• If you've violated our Acceptable Use Policy, hold you responsible for damages to us caused by your violation of this policy.

If we close your Namsoft account or terminate your use of the Services for any reason, we'll provide you with notice of our actions.

Account Limitations

Limitations may be placed on your account to help protect Namsoft and Namsoft users when we notice restricted activities or activity that appears to us as unusual or suspicious. Limitations also help us collect information necessary for keeping your Namsoft account open.

There are several reasons why your Namsoft account could be limited, including:

• If we suspect someone could be using your Namsoft account without your knowledge, we'll limit it for your protection and look into the unusual activity.
• In order to comply with the law.
• If we reasonably believe you have breached these Terms or violated the Acceptable Use Policy or Content Standards.

You will need to resolve any issues with your account before a limitation can be removed. Normally, this is done after you provide us with the information we request. However, if we reasonably believe a risk still exists after you have provided us that information, we may take action to protect us, our users, a third party, or you from reversals, fees, fines, penalties, legal and/or regulatory risks and any other liability.

Communications Between You and Us

By providing us your mobile phone number, you agree that we, including our affiliates, may contact you at that number using autodialed or prerecorded message calls or text messages to prevent fraud via multi-factor authentication. Message and data rates may apply. The frequency of messages may vary, and standard telephone minute and text charges may apply. Neither we nor your phone carriers are liable for delayed or undelivered messages. Please review our Privacy Policy in order to better understand our commitment to maintaining your privacy, as well as our use and disclosure of your information.

We may share your mobile phone number with service providers with whom we contract to assist us with the activities listed above, but we will not share your mobile phone number with third parties for their own purposes without your consent.

We may communicate with you about your Namsoft account and the Services electronically as described in our Consent to Receive Electronic Disclosures, which are attached as Exhibit B. You will be considered to have received a communication from us, if it's delivered electronically, 24 hours after the time we post it to our website or email it to you. You will be considered to have received a communication from us, if it's delivered by mail, 3 Business Days after we send it.

Unless you're communicating with us about a matter where we've specified another notice address. Written notices must be sent by postal mail to Namsoft Advisors, LLC, 10918 80th Pl Ne, Kirkland, WA 98034.

You understand and agree that, to the extent permitted by law, we may, without further notice or warning, monitor or record telephone conversations or internet-based audio or video calls you or anyone acting on your behalf has with us or our agents for quality control and training purposes or for our own protection. You acknowledge and understand that while your communications with us may be overheard, monitored, or recorded not all telephone lines or calls, including internet-based audio or video calls, may be recorded by us, and we do not guarantee that recordings of any particular telephone calls will be retained or retrievable.

Our Rights

Our suspension and termination rights

We, in our sole and absolute discretion, reserve the right to suspend or terminate these Terms, access to or use of our website, software, systems (including any networks and servers used to provide any of the Services) operated by us or on our behalf or some or all of the Services for any reason and at any time upon notice to you.

No waiver

Our failure to act with respect to a breach of any of your obligations under these Terms by you or others does not waive our right to act with respect to subsequent or similar breaches.

Limitation of Liability and Indemnification

To the fullest extent permitted by applicable law, you understand and agree that Namsoft and the other Indemnified Persons will not be liable for any losses, liabilities, obligations, damages, claims, costs, and expenses (including, without limitation, any attorneys' fees or expenses) ("Losses") arising directly or indirectly out of (a) any breach of these Terms (including any exhibits attached hereto) by you; (b) any incorrect or inaccurate information or instructions provided by you to us; and (c) any acts or omissions of any third parties in connection with the operation of the Platform or the provision of the Services; provided that we acted with reasonable care in selecting such service providers.

Namsoft shall not be liable for delays or errors occurring by reason of circumstances beyond its control, including but not limited to acts of civil or military authority, national emergencies, work stoppages, fire, flood, catastrophe, acts of God, insurrection, war, riot, act of terrorism, or failure of communication or power supply. In the event of equipment breakdowns beyond its control, Namsoft shall take reasonable steps to minimize service interruptions but shall have no liability with respect thereto.

We may, from time to time, suspend access to your Namsoft account and/or the Services, for both scheduled and emergency maintenance.

Although we make reasonable efforts to update the information on the Platform, we make no representations, warranties or guarantees, whether express or implied, that the content on the Platform, including information in relation to the Services, is accurate, complete or up to date. Certain such information is provided by third parties, and Namsoft has not verified and assumes no responsibility for verifying the accuracy or completeness of such information and takes no responsibility for any inaccurate, incomplete, or out of date information provided by any third party.

Links to third-party website (including, without limitation, content, materials, and/or information in the third-party website) are not controlled by us. You acknowledge and agree that we are not responsible for any aspect of the content, materials, information or services contained in any third-party website accessible or linked from the Platform.

To the fullest extent permitted by applicable law, you agree to indemnify, defend, and hold harmless Namsoft and its affiliates and their respective owners, officers, directors, employees, contractors, representatives, and agents and their successors and assigns ("Indemnified Persons") from and against any and all Losses paid, suffered, or incurred by any Indemnified Person arising out of or in connection with (a) any breach of these Terms (including any exhibits attached hereto) by you; (b) any incorrect or inaccurate information or instructions provided by you to us; and (c) any acts or omissions of any third parties in connection with the operation of the Platform or the provision of the Services; provided that we acted with reasonable care in selecting such service providers.

Disclaimer of Warranty and Release

No warranty

THE SERVICES ARE PROVIDED "AS-IS" AND WITHOUT ANY REPRESENTATION OR WARRANTY, WHETHER EXPRESS, IMPLIED OR STATUTORY. WE SPECIFICALLY DISCLAIM ANY IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.

WE DO NOT GUARANTEE CONTINUOUS, UNINTERRUPTED OR SECURE ACCESS TO ANY PART OF THE SERVICES, AND OPERATION OF OUR WEBSITE, SOFTWARE, OR SYSTEMS (INCLUDING ANY NETWORKS AND SERVERS USED TO PROVIDE ANY OF THE SERVICES) OPERATED BY US OR ON OUR BEHALF MAY BE INTERFERED WITH BY NUMEROUS FACTORS OUTSIDE OF OUR CONTROL. WE WILL MAKE REASONABLE EFFORTS TO ENSURE THAT REQUESTS FOR ASSET TRANSFERS ARE PROCESSED IN A TIMELY MANNER BUT WE MAKE NO REPRESENTATIONS OR WARRANTIES REGARDING THE AMOUNT OF TIME NEEDED TO COMPLETE PROCESSING BECAUSE THE SERVICES ARE DEPENDENT UPON MANY FACTORS OUTSIDE OF OUR CONTROL, SUCH AS DELAYS IN THE BANKING SYSTEM OR THE INTERNET. SOME STATES DO NOT ALLOW THE DISCLAIMER OF IMPLIED WARRANTIES, SO THE FOREGOING DISCLAIMERS MAY NOT APPLY TO YOU.

Arbitration

You and Namsoft agree that any claim or dispute at law or equity that has arisen or may arise between you and us (including claims or disputes that arise out of or relate to the Services or your Namsoft account) will be resolved in accordance with the Terms to Arbitrate provisions set forth below. Please read this information carefully. Among other things it:

• Affects your and our rights and will impact how claims between you and us are resolved, including your and our Terms to waive the right to trial by jury.
• Includes a Prohibition of Class and Representative Actions and Non-Individualized Relief pursuant to which you agree to waive your right to participate in a class action lawsuit against us.
• Requires you to follow the Opt-Out Procedure to opt-out of the Terms to Arbitrate by mailing us a written notice. If you are a new user, the opt-out notice must be postmarked no later than 30 days after the date you accept these Terms for the first time.

If a dispute arises between you and Namsoft regarding the Services, our goal is to learn about and address your concerns. If we are unable to do so to your satisfaction, we aim to provide you with a neutral and cost effective means of resolving the dispute quickly. Disputes between you and Namsoft regarding the Services may be reported to Namsoft at any time by contacting us at hello@runplutus.com.

Terms to Arbitrate

Any action or proceeding by you relating to any dispute must commence within one year after the cause of action accrues. Any dispute arising under or relating to this Agreement shall be submitted to binding arbitration in King County in the State of Washington pursuant to the rules for commercial arbitrations of the American Arbitration Association. Any arbitration award shall include an award of reasonable legal fees and costs to the prevailing party. Judgment upon the award rendered by the arbitrator may be entered in any court having jurisdiction. Notwithstanding the above, any action for injunctive relief shall be commenced in any court of competent jurisdiction located in King County in the State of Washington. The prevailing party in any such action for injunctive relief shall be entitled to an award of its reasonable legal fees and costs. Any dispute arising out of or related to the terms of this Agreement are personal to you and Namsoft and will be resolved solely through individual arbitration and will not be brought as a class arbitration, class action or any other type of representative proceeding. There will be no class arbitration or arbitration in which an individual attempts to resolve a dispute as a representative of another individual or group of individuals. Further, a dispute cannot be brought as a class or other type of representative action, whether within or outside of arbitration, or on behalf of any other individual or group of individuals.

Arbitration is more informal than a lawsuit in court. Arbitration uses a neutral arbitrator instead of a judge or jury, and court review of an arbitration award is very limited. However, the arbitrator can award the same damages and relief on an individual basis that a court can award to an individual. All issues are for the arbitrator to decide, except that a court of competent jurisdiction shall decide issues relating to arbitrability, the scope or enforceability of these Terms to Arbitrate, and issues that these Terms to Arbitrate indicates that a court can resolve.

You can choose to reject these Terms to Arbitrate ("opt-out") by mailing us a written opt-out notice. For new Namsoft users, the opt-out notice must be postmarked no later than 30 days after the date you accept the Terms for the first time. You must mail the opt-out notice to hello@runplutus.com.

Notwithstanding any provision in the Terms to the contrary, you and we agree that if we make any amendment to these Terms to Arbitrate (other than an amendment to any notice address or website link provided herein) in the future, that amendment shall not apply to any claim that was filed in a legal proceeding against Namsoft or you prior to the effective date of the amendment. The amendment shall apply to all other disputes or claims governed by these Terms to Arbitrate that have arisen or may arise between you and Namsoft. We will notify you of amendments to these Terms to Arbitrate by providing notice through email at least 21 days before the effective date of the amendments. If you do not agree to these amended terms, you may close your Namsoft account within the 21-day period and you will not be bound by the amended terms.

Miscellaneous

Assignment

You may not transfer or assign any rights or obligations you have under these Terms without our prior written consent. We may transfer or assign these Terms or any right or obligation under these Terms at any time.

Business Days

"Business Day(s)" means Monday through Friday, excluding holidays when Namsoft offices are not considered open for business in the U.S. If a holiday falls on a Saturday, we observe the holiday on the prior Friday. If the holiday falls on a Sunday, we observe the holiday on the following Monday.

Governing law

You agree that, except to the extent inconsistent with or preempted by federal law and except as otherwise stated in these Terms, the laws of the State of Washington, without regard to principles of conflict of laws, will govern these Terms and any claim or dispute that has arisen or may arise between you and Namsoft regarding your use of the Services.